A Pillar of the MEG Curriculum

Financial Literacy

Money-smart habits, taught early and reinforced often — because real confidence includes knowing how to manage what you earn.

Why It Matters

Confidence with people. Confidence with money.

Etiquette teaches a child how to carry themselves in a room. Financial literacy teaches them how to carry themselves through life. We treat money management as a core life skill — not an afterthought — and build it into the same curriculum where students are already learning confidence, courtesy, and self-respect.

Our lessons are age-banded and grounded in nationally recognized frameworks, including the FDIC's Money Smart for Young People curriculum, so every concept your child learns is developmentally appropriate and builds toward real-world readiness.

Core Values We Teach

  • Save with purpose
  • Spend with intention
  • Give back to your community
  • Avoid debt traps
  • Plan for your future, starting now

Money Smart, By Age

A curriculum that grows with your child.

Each age band builds on the last, moving from basic money concepts toward real-world financial independence.

Ages 5–8

Money Basics

The very first money concepts, taught through hands-on, playful activities.

  • Needs vs. wants
  • Counting and identifying coins and bills
  • The value of a dollar
  • Introduction to saving
Ages 9–11

Building Habits

Students start managing their own small decisions with real structure.

  • Creating a simple budget
  • Setting and tracking a savings goal
  • Making smart spending choices
  • Understanding where money comes from
Ages 12–15

Growing Smart

Bigger concepts enter the picture as students think about their own future earning power.

  • Exploring careers and earning potential
  • Introduction to credit and debt
  • Recognizing and avoiding money traps
  • Setting mid-range financial goals
Ages 16–21

Real World Ready

Practical preparation for the financial decisions young adults face immediately after our program.

  • Budgeting for independence
  • Understanding credit scores and building credit
  • Banking basics — checking, savings, and beyond
  • Taxes and tipping in the real world
  • Saving for college and big life goals
  • Entrepreneurship and smart spending

Curriculum informed by the FDIC's Money Smart for Young People framework (PreK–12 and Young Adult modules). Learn more at fdic.gov.

Life Skills

Financial confidence is self-respect in action.

A child who understands the value of a dollar, the danger of debt, and the power of a savings goal walks into adulthood with one more form of security — the kind that lasts long after the cotillion ends. These lessons carry through to our Annual Cotillion & Rites of Passage, where taxes, tipping, and credit literacy are taught as real-world readiness, not theory.

Give your child a head start on money.

Financial literacy is woven into every semester of the Sabrina Martinez Etiquette Hour of Power. Register today.